Terms of Service - MoneyVanta

Effective date: September 1, 2026

These Terms of Service (”Terms”) govern your access to and use of moneyvanta.com (the ”Site”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

Informational Purpose

The Site provides general educational and informational content. Content is not professional medical, legal, tax, investment, or financial advice and is not a substitute for advice from a qualified professional who understands your circumstances.

No Professional Relationship

Your use of the Site does not create a doctor-patient, attorney-client, adviser-client, fiduciary, or other professional relationship.

Permitted Use

You may use the Site only for lawful, personal, and non-commercial purposes. You must not disrupt the Site, attempt unauthorized access, introduce malicious code, scrape the Site in a manner that burdens our systems, impersonate another person, or use content in violation of applicable law.

Intellectual Property

Unless otherwise stated, Site content, branding, graphics, and original materials are owned by or licensed to MoneyVanta and are protected by applicable intellectual property laws. Limited quotations are permitted where allowed by law and accompanied by appropriate attribution. No other rights are granted.

Third-Party Content, Links, and Advertising

The Site may display third-party links, tools, products, or advertisements, including Google-served ads. We do not control or endorse third-party offerings merely because they appear on the Site. Your dealings with third parties are solely between you and the third party and may be governed by separate terms and policies.

No Guarantees

We strive for accuracy but do not guarantee that content is complete, current, error-free, or suitable for every person. Any action you take based on Site content is at your own discretion and risk.

Disclaimer of Warranties

To the fullest extent permitted by law, the Site is provided ”as is” and ”as available” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, MoneyVanta and its owners, contributors, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages, or loss of data, revenue, profits, or opportunities arising from your use of or inability to use the Site. Nothing in these Terms excludes liability that cannot legally be excluded.

Indemnification

To the extent permitted by law, you agree to indemnify and hold MoneyVanta harmless from claims arising from your unlawful misuse of the Site or violation of these Terms.

Changes and Availability

We may modify these Terms or change, suspend, or discontinue Site features at any time. Updated Terms will be posted with a revised effective date. Continued use after changes means you accept the updated Terms.

Governing Law

These Terms are governed by applicable United States law and the law of the state with jurisdiction over the Site operator, without overriding mandatory consumer protections that apply to you.